Retire from federal service with a plan, not a guess.
Krista Brock has spent over 30 years in the insurance and financial industry — the last 12 focused exclusively on FERS, TSP, and Social Security decisions for federal employees and retirees nationwide.
Get Your Retirement Readiness Score
Answer a few quick questions and Krista will follow up personally with where you stand today — and what to look at next — based on your federal benefits timeline.
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A career built inside the industry, then narrowed to federal service.
Krista began her career with New York Life shortly after college, then went independent to open Rock Financial — a practice she owned and operated for more than twenty years, working with clients across all stages of financial planning.
Over the past twelve years, she has focused that experience specifically on the federal workforce through Federal Benefits, a division of Rock Financial. She holds certifications in federal benefits planning and works directly with the rules that govern FERS, TSP, and federal insurance programs.
Because Krista is independent rather than tied to one carrier, she can bring in the specific products and strategies that fit each client's timeline — with an emphasis on safe-money solutions for long-term security. She's worked with employees, agencies, and unions across the country, and is based in East Texas.
Federal retirement isn't one decision — it's a sequence of them.
Each milestone below changes what your income, healthcare, and TSP strategy should look like. Missing the order can cost real money. A session with Krista maps these dates against your own service record.
Build the base
Confirm your FERS service years, review TSP contribution rate and fund allocation, and set a baseline retirement date range.
Approach MRA
Model your Minimum Retirement Age against your High-3 salary, and start stress-testing income under different retirement dates.
Lock the strategy
Decide FEGLI and FEHB continuation, plan TSP withdrawal or annuitization, and time Social Security within the FERS supplement window.
File & transition
Submit retirement paperwork correctly the first time, and move into a monitored income plan built for the decades ahead.
Federal-specific guidance, not generic financial advice.
Retirement System Review
A full read of your CSRS or FERS record — High-3, service computation date, and annuity estimate — translated into plain terms.
Thrift Savings Plan Strategy
Allocation, contribution timing, and a withdrawal approach that matches when you actually plan to retire.
Social Security Timing
Coordinating your claiming age with the FERS supplement and your broader income plan.
Federal Health & Life Insurance
A clear-eyed look at FEHB and FEGLI options into retirement, and where private alternatives may fit better.
Safe-Money Income Planning
Principal-protected strategies designed to convert savings into durable, predictable retirement income.
Survivor Benefit Planning
Making sure a spouse or beneficiary is protected under the elections you make at retirement, not left exposed.
Supplemental Coverage
Cancer, heart, and accident plans designed specifically for federal employees — extra protection to fill the gaps FEHB doesn't cover.
Independent. Certified. Nationwide.
- Certified in federal benefits planning, with training specific to FERS, TSP, and federal insurance programs.
- Independent producer — not restricted to a single carrier's products or incentives.
- Two decades running Rock Financial before specializing in the federal market.
- Works with agencies and unions across the country, meeting federal employees wherever they're stationed.
- Based in East Texas, serving clients nationwide by phone and video.
Book your complimentary strategy session
A short, no-obligation conversation to map your federal benefits timeline and see where you stand today.